Loan eligibility is based on creditworthiness and ability to repay
The credit union has three types of unsecured loans:
1) Term: You borrow a specified amount for a specified time.
2) Credit Line: You are approved for an amount and can make draws against it as you pay it back. Minimum draw: $250.
3) Credit Cards: Current rate is 7.9%.
Credit Card Transaction Fees: Cash Advance Fee - $2.00 or 2.00% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee - 1.00% of each multiple currency transaction in U.S.dollars
0.80% of each single currency transaction in U.S. dollars
Rates may be determined by using our rate adjustment policy.
Length of employment values:
Minimum Payment $25, Maximum 30 mo. term. Past credit problems lower signature value $500 per item.
One Pay loans have no monthly payment but are due in full in 90-120 days. This loan can be unsecured or secured. (The debt ratio will be figured as if the loan were an installment loan)
Quick Cash loans need no credit history qualification. Member must have direct deposit established at the credit union for at least two pay days before the loan will be issued.. Maximum amount is $500. Payments are due every payday. Max term: four months.
The credit union has two kinds of secured loans: (Use our Loan Calculator)
This type of loan combines applicants’ allowed signature value with security (auto) value to increase lendable amount. Minimum allowable payment amount: $25 monthly.
Please Note: This website is non-transactional. Please contact the CU directly @ 928-536-7484 for more information.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, NCUA
216 S. Main St., Snowflake, AZ 85937
Phone # 928-536-7484
Fax # 928-536-3349
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